Mortgage Services
Purchases
Buying a Newly Built Home in Montreal: What You Should Know
Purchasing a newly built home in Montreal is an exciting journey. You’ll enjoy contemporary design, better energy efficiency, and—best of all—the chance to customize your home to reflect your unique style and way of living.
From modern downtown condos to beautiful suburban single-family homes, new construction properties offer endless possibilities. Each home type comes with unique features and advantages that make your buying experience truly exceptional.
Refinances
Refinance Your Mortgage with Confidence
We make refinancing simple. With personalized solutions, competitive rates, and expert support every step of the way, you can enjoy all the advantages of refinancing without the hassle. Trust our team to find the refinancing option that works best for you.
Switch/Transfer
Make the Move: Mortgage Switch Made Simple
A Mortgage Switch (also called a Mortgage Transfer) allows you to move your existing mortgage from one lender to another, usually to take advantage of lower interest rates, better terms, or improved customer service. Your home stays the same—only the lender changes.
Switching can help homeowners reduce their monthly payments, pay off their mortgage sooner, or access more flexible mortgage features without refinancing the entire loan.
Second Mortgage
Second Mortgages: Smart Financing Using Your Home’s Value
A Second Mortgage is a loan that allows you to borrow against the equity in your home without changing your existing first mortgage. It sits “second” in priority behind your original mortgage, meaning the first mortgage lender is paid first if a default occurs.
Second mortgages give homeowners access to significant amounts of money at lower interest rates than unsecured credit, making them a valuable tool for major expenses.
Private Financing
Fast, Easy Approval with Private Mortgage Options
Private mortgages open the door to financing when traditional lenders can’t. Designed for unique situations—such as self-employment, credit challenges, or urgent funding needs—these loans offer speed, flexibility, and personalized terms. Our team reviews your goals, analyzes your property equity, and partners you with trusted private lenders who provide practical, competitive options to help you move forward with confidence.
Construction Mortgage
Construction Mortgages: Financing Your Home From the Ground Up
A Construction Mortgage (also known as a construction loan) is a type of financing used to fund the building of a new home or significant renovations on an existing property. Unlike traditional mortgages, which provide the full amount upfront, construction mortgages release funds in stages based on the progress of the build.
This structure gives homeowners and builders the flexibility and resources they need to complete a custom home while keeping payments manageable during construction.
Alternative Lending
Your Gateway to Faster, More Accessible Funding
Alternative Lending, also known as non-bank financing, refers to financial services offered outside of traditional banks. These lenders use modern technology, flexible underwriting, and faster approval processes to make borrowing more accessible to individuals and businesses who may not qualify under conventional lending standards.
Alternative lending has grown rapidly due to the rise of fintech companies, changing borrower needs, and the demand for quick, convenient access to capital.
Home Equity Loans
Access Cash for Big Goals Using Your Home’s Equity
A Home Equity Loan allows you to borrow against the built-up equity in your home—the difference between your property’s market value and what you still owe on your mortgage. This loan provides a lump-sum amount with a fixed interest rate, fixed payments, and a set repayment term, making it ideal for predictable budgeting.
Let’s Get Started
Find the right mortgage with Dapinder Gill Edmonton.
